If you want to place a freeze on your credit report, it’s a good idea. With identity thieves lurking around, you never know when your score can be ruined all due to some hiccup. All you have to do is contact the 3 large credit bureaus and request a freeze. Some or all of them may charge a small fee of around $10 – $20, but once you put the freeze in place, you can rest easier about new accounts being opened in your name.