When seeking a home loan many find that the requirements are too high and the dream of owning a home gets further and further away. However, when buying a home

The days of going into the dealerships to look for the car you want are over, and now you can do all the looking from the comfort of your own

In the process of applying for loans, there will be a lot of paper work involved. In order to get things run smoother and quicker if you wish, having some

When you are in debt, it can be difficult to see the light in the end of the tunnel. Feeling trapped and lost is normal in this type of a

If you have bad history with a creditor where you defaulted on a loan and did not pay them back, they have the right to pull your credit report for

According to the Fair Debt Collections Practices Act, if it’s past the statute of limitations for a creditor to contact you, you can send a follow up letter requesting that

Debt management plans are used by credit counseling agencies to help you get back on track with your credit. Although there are plenty of perks such as they will act

If you have a pay day loan there may be a factor in place that’s causing you to have trouble with your other finances. It’s called the CPA, also known

A CPA is also known as a continuous payment authority. This is a detail in your loan agreement that says the payday loan company has the right to pull the

You know those interest and fees that you pay on a credit card, mortgage or other kind of loan? That’s called the APR, also known as Annual Percentage Rate.

The APR

There are two kinds of loans that show up on your credit report. One is called installment credit and revolving credit. An installment loan is a loan with an end