A debt settlement company may not be the way to go for you.

Here are other alternatives that you may want to use:

Negotiate with the creditors on your own: You

A debt settlement company can help you in many ways. For Instance, they can help you prevent personal bankruptcy. If you can successfully settle your debts, you might be able

Do you think you need help from a debt settlement company? A debt settlement company is a company that negotiates with creditors to accept a lump sum payment that is

Student loan default doesn’t have to be scary. There are ways to get out of it.

1 – Pay back the full amount. You can either pay back the loan in

Are you ready to get out of student loan default? Whether you have private student loans, or others, be sure to read about the consequences of defaulting on your student

Defaulting on a student loan means you’ve stopped paying the loan for a certain period of time. Here’s what happens when you default on a loan:

– It could damage your credit

Some people wonder whether or not they can go to jail for not paying a debt. Well, the short answer is no. But, a debt collection agency can take you

If you’ve ever been contacted by a debt collection agency, you’re probably wondering how it works. Debt collection agencies are companies that make money by collecting delinquent debts.

They act on

If you want to dispute a credit card debt, you have the right to do so. When disputing a debt, know that the agency is required to provide you with

When contacted by a collection agency regarding a credit card debt, you have the option of paying it in full, or dividing the payments up.
If you want to pay it

When a collection agency contacts you regarding a debt, you can dispute the ownership of the debt. Once the collection agency receives your dispute, they have to stop contacting you

If you have a debt in collections, you have a few options for paying it off.

Option 1. Pay the Debt in Full

The easiest way to get a debt collector off