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What is APR?
You know those interest and fees that you pay on a credit card, mortgage or other kind of loan? That’s
What is Credit Utilization?
Credit Utilization is how much of your available credit you’re using. You calculate it by dividing the total credit card
How Does Credit Mix Work?
Credit mix is a term used to describe the different types of credit that make up your credit report. From
What’s a Hard Inquiry?
More than likely, you’ve heard of a hard inquiry on your credit report. This is when a business/lender “pulls” your
Difference in Installment Credit vs. Revolving Credit
There are two kinds of loans that show up on your credit report. One is called installment credit and revolving
How Does Payment History Effect Credit Score?
Most of your credit report is made up of your payment history. Your payment history tells lenders what your track
3 Alternatives Before Using a Debt Settlement Company
A debt settlement company may not be the way to go for you.
Here are other alternatives that you may want
A Debt Settlement Company Can Help You Prevent Personal Bankruptcy and Reduce Debt
A debt settlement company can help you in many ways. For Instance, they can help you prevent personal bankruptcy. If
3 Ways a Debt Settlement Company Can Help You
Do you think you need help from a debt settlement company? A debt settlement company is a company that negotiates
How To Get Out Of Student Loan Default
Student loan default doesn’t have to be scary. There are ways to get out of it.
1 – Pay back the
Getting Out of Student Loan Default
Are you ready to get out of student loan default? Whether you have private student loans, or others, be sure
Repercussions For Defaulting On A Student Loan
Defaulting on a student loan means you’ve stopped paying the loan for a certain period of time. Here’s what happens